New Auto Loan
Let our competitive rates get you behind the wheel of your next new car or truck.
Account Details
- New auto dealership purchase
- Fixed interest rate
- Payments fully amortized over term
- $100 origination fee
- Terms up to 84 months based on loan amount
- .25% Discount for Electric/Hybrid Vehicles
Rate Details
| Amount | APR (ANNUAL PERCENTAGE RATE) as low as: | Interest Rate as low as: | Term |
|---|---|---|---|
| Less Than $7,000 | 5.95% | 4.99% | Up to 36 Months |
| $7,000+ | 5.96% | 5.24% | Up to 48 Months |
| $10,000+ | 6.15% | 5.74% | Up to 60 Months |
| $15,000+ | 6.47% | 6.24% | Up to 72 Months |
| $20,000+ | 6.64% | 6.49% | Up to 84 Months |
Disclosures
Interest Rate
Rates shown are effective as of February 22, 2025 and are subject to
change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. Typical Payment Example:
A $20,000 loan with a $100 origination fee, at an APR of
6.64%, with an interest rate of 6.49%, would be repayable in 84
monthly payments of $298.38.
Credit Approval
Loans are subject to credit approval.
Used Auto Loan
Let our competitive rates get you behind the wheel of your next used car or truck.
Account Details
- Fixed interest rate
- Collateral: used auto 5 years or newer
- Payments fully amortized over term
- $100 origination fee
- Terms up to 72 months based on loan amount
- Used models six years & older add 1% to rates below
- .25% Discount for Electric/Hybrid Vehicles
Rate Details
| Amount | APR (ANNUAL PERCENTAGE RATE) as low as: | Interest Rate as low as: | Term |
|---|---|---|---|
| Less Than $7,000 | 6.20% | 5.24% | Up to 36 Months * |
| $7,000+ | 6.72% | 5.99% | Up to 48 Months |
| $10,000+ | 6.66% | 6.24% | Up to 60 Months |
| $15,000+ | 6.98% | 6.74% | Up to 72 Months |
Disclosures
Interest Rate
Rates shown are effective as of February 22, 2025 and are subject to change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. Typical Payment Example: A $15,000 loan with a $100 origination fee, at an APR of
6.98%, with an interest rate of
6.74%, would be repayable in 72 monthly payments of $255.56.
Credit Approval
Loans are subject to credit approval.
* 36-month term available for purchase transactions only. Refinanced loans excluded.
Questions? Call us at (707) 462-6613 or email at inquiries@savingsbank.com