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Small Business Loans

Deciding when and how much money to borrow is one of the most important business decisions you can make. If you are a small business owner who is looking for a loan of $500,000 or less, our experienced team of Small Business Bankers can help you make the best choice.

Steve Russell is shown wearing a blue and white checkered button up shirt during headshot photo.
Steve Russell
Small Business Banking Supervisor
(707) 463-6017
Cristina Lopez is shown wearing a grey shirt during headshot photo.
Cristina Lopez
Small Business Banker
(707) 463-6060
Kim Max is shown wearing a black blouse during headshot photo.
Kim Max
Small Business Banker
(707) 463-6003

Term Loans

Looking to finance new equipment or vehicles, invest in new opportunities, or expand your business? We can help with a competitive rate and term to meet your cash flow needs.

Loan Application

Line of Credit for Business Use & Interim Short-Term Financing

Need help managing your business's seasonal requirements? A Savings Bank line of credit can provide extra support to meet your seasonal cash flow needs.  Short-term working capital lines and loans are available, and we deposit directly to you SBMC checking account. Funds are available when you need them.

Loan Application

Standby Letters of Credit

We can provide you prompt assistance to accelerate your business transaction, tailored for your specific needs. We provide Standby Letters of Credit for credit support, performance or bid bonds and for all industry segments.

Loan Application

Owner-Occupied Commercial Real Estate

When you're ready to purchase a new building for your business or refinance and/or improve your existing business property, our Small Business Bankers can help with a variety of loan options tailored to your business needs.

Loan Application