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Small Business Checking Accounts

Which checking account is right for your business?
Enjoy the convenience of a Savings Bank BusinessCard® with each account.

Business Checking Accounts
Column has the checking account name and description; other columns show opening deposit and fees.
Checking Accounts

Local Choice Business Checking

$100 Opening Deposit
  • Free Online Banking
  • Free Business BillPay
  • $10 Maintenance Fee*
    How to avoid maintenance fees*
  • Maintain $500 minimum daily balance
  • Waived for non-profits
  • Transaction fees**
  • No fee for the first 50 transactions
  • .40 cents per transaction after the first 50
  • Local Choice Business Checking Plus

    $100 Opening Deposit
  • Free Online Banking
  • Free Business BillPay
  • Free Night Depository
  • Ask how to have your business savings account maintenance fees waived.

    $15 Maintenance Fee*
    How to avoid maintenance fees*
  • Maintain $2,500 minimum daily balance
  • Or
  • Maintain $10,000 combined minimum daily balance in all deposit accounts for the same business entity.
  • Transaction Fees**
  • No fee for the first 100 transactions
  • .40 cents per transaction after the first 100
  • Local Choice Premier Business Checking

    $100 Opening Deposit
  • Variable tiered interest rates
  • Free Online Banking
  • Free Business BillPay
  • Free Night Depository
  • Free Cashier's Checks
  • Free Safe Deposit Box
  • Ask how to have your business savings account maintenance fees waived.

    $25 Maintenance Fee*
    How to avoid maintenance fees*
  • Maintain $25,000 minimum daily balance
  • Or
  • Maintain $50,000 combined minimum daily balance in all deposit accounts for the same business entity.
  • Transaction Fees**
  • No fee for the first 250 transactions
  • .40 cents per transaction after the first 250
  • *Maintenance Fees are assessed each statement cycle. 
    Note: The above Business Checking Maintenance Fees do not apply to Money Service Businesses (MSBs) as defined by
    FinCEN (www.fincen.gov). MSB Maintenance Fee: $300 and cannot be waived.
    ** Transactions: All checks deposited and all withdrawals or debits posted to your account, including paper and electronic.