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Real Estate - Home Loans

Whether you're financing or refinancing your dream home, or you want to use your home's equity, our Real Estate Loan Officers are here to help make the loan process simple and straightforward.

Lisa Doster is shown wearing a black blouse during headshot photo.
Lisa Doster
AVP, Real Estate Loan Officer
NMLS# 762929
Ukiah/ Lakeport
(707) 463-6045
ldoster@savingsbank.com
Renee Elliott is shown wearing a blue button up shirt during headshot photo.
Renee Elliott
AVP, Real Estate Loan Officer
NMLS# 762930
Ukiah/ Willits
(707) 463-6046
relliott@savingsbank.com
Leslie Felkins is shown wearing a grey sweater during headshot photo.
Leslie Felkins
Real Estate Loan Officer
NMLS# 762933
Fort Bragg/ Mendocino
(707) 234-6487
lfelkins@savingsbank.com
NMLS Registration Numbers


Mortgage

...if you want to finance or refinance your dream home. 

First Time Homebuyer

Construction Loan

Manufactured Homes on Land

WISH Down Payment Assistance Program

Full range of fixed-rate programs including personal or rental 1-4 family property to meet your needs. Payments can be automatically deducted from your Savings Bank checking account upon request.
Click here to apply online for a home loan.


Mobile Homes

Mobile Homes in a Park

We offer fixed rate financing for owner occupied mobile homes.


Home Equity

...if you want to use your home's equity for any reason - help
finance major home repairs, medical bills, or treat yourself
to a vacation. 

Low interest rates and NO points. Fixed monthly payments to help you stay within your budget.
Payments can be automatically deducted from your Savings Bank checking account upon request. 

Home Equity Loan Rates

EquiLine

...if you want to use your home's equity to establish a revolving
line of credit.

Low interest rates and NO points. Borrow only the amount you need.  Interest rates and monthly payments
will vary depending on the current interest rate and the amount you borrow.  Payments can be automatically deducted from your Savings Bank checking account upon request. 

Equity Line of Credit Rates