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Real Estate - Home Loans

Whether you're financing or refinancing your dream home, or you want to use your home's equity, our Real Estate Loan Officers are here to help make the loan process simple and straightforward.

Lisa Doster is shown wearing a black blouse during headshot photo.
Lisa Doster
AVP, Real Estate Loan Officer
NMLS# 762929
Ukiah/ Lakeport
(707) 463-6045
Renee Elliott is shown wearing a blue button up shirt during headshot photo.
Renee Elliott
AVP, Real Estate Loan Officer
NMLS# 762930
Ukiah/ Willits
(707) 463-6046
Leslie Felkins is shown wearing a grey sweater during headshot photo.
Leslie Felkins
Real Estate Loan Officer
NMLS# 762933
Fort Bragg/ Mendocino
(707) 234-6487
NMLS Registration Numbers


Finance or refinance your dream home. 

First Time Homebuyer

Construction Loan

Manufactured Homes on Land

Full range of fixed-rate programs including personal or rental 1-4 family properties to meet your needs.
Click here to apply online for a home loan.

How To Opt-Out From Unsolicited Mortgage Offers

Learn about the WISH Grant Program

Mobile Homes

Mobile Homes in a Park

Purchase or refinance affordable detached housing, coupled with community living.

We offer fixed-rate financing for owner occupied mobile homes.

Home Equity

Use your home’s equity for any reason – help finance major home repairs, medical bills, or treat yourself to a vacation.

Low interest rates and NO points. Fixed monthly payments to help you stay within your budget.

Home Equity Loan Rates


Use your home’s equity to establish a revolving line of credit.

Low interest rates and NO points. Borrow only the amount you need.  Interest rates and monthly payments will vary depending on the current interest rate and the amount you borrow.  

Equity Line of Credit Rates

Never miss a payment by signing up for automatic payments.