Consolidated Statement of Condition

(unaudited, in thousands)

Assets

Assets for Savings Bank Consolidated Statement of Condition
Asset Type	December 31, 2024	December 31, 2023
Cash and Due from Banks	$ 10,945	$ 10,257
Interest-Bearing Balances Due
From Depository Institutions	10,737	1,204
Investment Securities	463,783	503,872
Loans	741,005	702,254
Less: Allowance for Loan Losses	(18,551)	(18,559)
Net Loans	722,454	683,695
Premises and Equipment	13,277	13,531
Other Assets	87,672	84,999
TOTAL ASSETS	$1,308,868	$ 1,297,558

Liabilities and Shareholders’ Equity chart for Savings Bank Consolidated Statement of Condition
Liabilities and Shareholder's Equity Type	December 31, 2024	December 31, 2023
Non-Interest Bearing Deposits	$ 339,298	$ 346,786
Interest-Bearing Deposits	675,723	706,362
Total Deposits	1,015,021	1,053,148
Other Borrowed Funds	132,800	82,000
Other Liabilities	5,565	6,459
TOTAL LIABILITIES	1,153,386	1,141,607
Common Stock	2,967	2,967
Additional Paid in Capital	4,524	4,524
Retained Earnings, Net	147,991	148,460
TOTAL SHAREHOLDERS' EQUITY	155,482	155,951
TOTAL LIABILITIES AND EQUITY	$ 1,308,868	$ 1,297,558