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  • Important Notice: The new SBMC Mobile Banking App is here! .

    iPhone users: iPhones may automatically update. However, we suggest deleting the App and reinstalling the new one from the App store.

    Android users: You will need to delete the old App and download the new App from the Google Play Store, https://play.google.com/store/apps/details?id=com.apiture.xpressmobile.sbmcuca.sub Your access ID & passcode will remain the same when accessing the upgraded mobile application. If you access the old App, you will see an error message to notify you that the mobile banking solution has changed. Please contact the SBMC Electronic Banking Department if you experience any issues with the new App, (707) 462-6613.

  • Alert: The SBA has announced that PPP funds have been exhausted for commercial banks effective immediately. If you have a pending application someone will be contacting you.

  • Important notice: Beginning May 3, 2021: Banking Center lobbies are open regular hours at Ukiah Main, South Ukiah, Redwood Valley, Fort Bragg, Mendocino, Lakeport, Willits and Laytonville. Hopland Banking Center remains temporarily closed.

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Personal Loans

To Meet Your Needs!

Meet Our Lending Professionals

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Loans Designed for You... Features

Personal

Print Loan Application
...if you want to borrow cash for unexpected expenses, remodel your home, take a vacation, etc.

Fixed monthly payments to help you stay within your budget. Payments can be automatically deducted from your Savings Bank checking account upon request.

Rates

Auto

Print Loan Application

...if you want to buy a new or used car or truck.

Fixed monthly payments to help you stay within your budget. Payments can be automatically deducted from your Savings Bank checking account upon request.

New Auto Rates
Used Auto Rates

Recreational Vehicle

Print Loan Application

...if you want to buy a new or used RV, boat or travel trailer.

Fixed monthly payments to help you stay within your budget. Payments can be automatically deducted from your Saving Bank checking account upon request.

New RV Rates
Used RV Rates

Mortgage

First Time Homebuyer

Construction Loan

Manufactured Home Loan

...if you want to finance or refinance your dream home.

Full range of Fannie Mae fixed rate programs to help you stay within your budget. Payments can be automatically deducted from your Savings Bank checking account upon request. 

Home Equity

...if you want to use your home's equity for any reason - help finance major home repairs, medical bills, or treat yourself to a vacation.

Low interest rates and NO points. Fixed monthly payments to help you stay within your budget. Payments can be automatically deducted from your Savings Bank checking account upon request. 

Home Equity Loan Rates

EquiLine

...if you want to use your home's equity to establish a revolving line of credit.

Low interest rates and NO points. Borrow only the amount you need.  Interest rates and monthly payments will vary depending on the current interest rate and the amount you borrow.  Payments can be automatically deducted from your Savings Bank checking account upon request. 

Equity Line of Credit Rates

The Elmer Albertson Student Loan Program

This program was made possible by the late Mabel Albertson through the establishment of the Elmer Albertson Trust Fund in memory of her husband. This is a private Student Loan Program with no affiliation to any U.S. Government Guaranteed Student Loan Program. The program is administered by the Fund's Trustees with the cooperation of the Savings Bank of Mendocino County. For more information, contact Lisa Doster at 707-462-6613 Ext. 1245.