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Meet Our Team

As your local community bank, Savings Bank is uniquely focused on the families and businesses in Lake and Mendocino Counties. We’re here for you to provide the products and services to meet all your banking needs.


Portrait photo photo of Stacy Starkey.
Stacy Starkey is shown wearing a blue suit jacket during headshot photo.

Stacy Starkey

Chief Executive Officer
(707) 462-6613 ext. 1286

Stacy began her career with Savings Bank in 1994. She held positions in the Investment Department, Consumer Lending and Commercial Lending, before being promoted to Senior Lending Officer in 2015. In January of 2021 she was named President and in July of 2021 she was named President and CEO. Stacy graduated from Ukiah High School, earned a Bachelor of Science degree in Finance from the University of Southern California, and completed Pacific Coast Banking School, the nation’s premier masters-level extension program for senior officers in the banking industry.

Portrait photo of Denise M. Roumbanis
Dennis Roumbanis is shown wearing a black suit jacket during headshot photo.

Denise M. Roumbanis

Senior Vice President
Chief Operations Officer
(707) 462-6613 ext. 1381

Denise began her banking career in 1980, spending the first few years gaining experience in all aspects of branch operations and back-office processing. Within a few years she moved into supervision and for several years managed branch operations at offices of increasing size and complexity. Originally from Sonoma County, Denise attended Santa Rosa High School and Santa Rosa Junior College. Over the years, she had become a frequent visitor to Mendocino County enjoying its natural beauty, people, and general lifestyle. Subsequently in 1997, Denise was hired by Savings Bank as the Operations Officer at the Ukiah Main Banking Center. Since then, she has been a Branch Administrator, Training Officer, Security Officer, and the Chief Risk Officer. Her current role as COO is to oversee Banking Center Operations, Electronic Banking, Customer Support, Security, Compliance and Enterprise Risk Management. Denise is absolutely dedicated to meeting or exceeding the expectations of our customers and our communities and is very excited about the future of the bank as we continue to enhance service delivery.

Portrait photo of Jeff Mindling.
Jef Mindling is shown wearing a black suit during headshot photo.

Jeff Mindling

Senior Vice President
Chief Credit Officer
(707) 462-6613 ext. 1242

Jeff joined Savings Bank in January 2021. He brings more than 30 years of banking experience in credit and loan operational risk, consumer, small business and commercial lending and bank safety and soundness oversight. He has also played a key role in growing safe and sound loan portfolios for several community banks. Prior to joining Savings Bank, Jeff served as Chief Credit Officer for several community banks in the Florida market as well as positions in lending, loan operations and credit underwriting. Jeff holds a Bachelor of Science degree in Finance and a Master of Business Administration.

Portrait photo of Robert Hartline
Robert Hartline is shown wearing a black suit jacket during headshot photo.

Robert Hartline

Senior Vice President
Chief Financial Officer
(707) 462-6613 ext. 1312

Robert has over twenty years of combined banking experience both working in the banking industry and providing audit and consulting work to financial institutions. Born in Mendocino County, Robert was happy to return in 2013. Robert is responsible for the finance, treasury and accounting functions at the Bank. He is a Certified Public Accountant and received his Bachelor’s Degree in Business Administration with a concentration in Accounting from California State University, Chico. Robert is involved in local organizations with focuses in economic development and historical preservation. Additionally, Robert is actively involved in Ukiah’s youth sports programs.

Portrait photo of Tina Rader
Tina Rader is shown a wearing black collar blouse during headshot photo.

Tina Rader

Senior Vice President
Human Resources & Training Director
(707) 462-6613 ext. 7203

Tina began her banking career in 1977. She came to Savings Bank with more than 15 years in bank operations. Tina joined the Savings Bank Human Resources team in 1998 and promoted to Human Resources Director in 2009. She currently serves the Bank as Human Resources & Training Director. Tina holds an Associate of Science Degree in Business Office Technology and another in Small Business Management from Mendocino College. She is a graduate of the Sonoma State University Human Resource Management Certificate Program, a SHRM Certified Professional, and a Leadership Challenge Facilitator. Tina is dedicated to the professional development and prosperity of Savings Bank employees. She believes that collectively we are more creative, intelligent, and productive than we are as individuals. Her leadership philosophy is – “Together we are better. Together we are brighter. Together we are the best of the best.”

Portrait photo of Katie Kight.
Katie Kight shown wearing a black suit jacket with blue blouse during headshot photo.

Katie Kight

Vice President
Director of Marketing & Community Outreach
(707) 463-6008

Katie began her career with Savings Bank in 2004 as a Teller and has also held positions as a Branch Utility and New Accounts Representative. Katie has been in her current role as Director of Marketing and Community Outreach since 2009. She oversees the advertising, brand awareness, public relations, customer service, sponsorship, and donation requests, and coordinates a variety of volunteer opportunities for employees out in our communities. As a fifth generation Mendocino County resident, Katie takes great pride in giving back to her community in many ways and is grateful for the privilege to do so on behalf of the Bank. She brings an enormous amount of energy to projects that are hands-on and community focused. Katie is unwavering in her dedication as a community bank representative working with a wide variety of diverse organizations and participating in many local non-profit events.

Customer Support

Portrait photo of Sharla B. Reed, AAP
Sharla Reed is shown wearing a blue silk blouse during headshot photo.

Sharla B. Reed, AAP

Vice President
Electronic Banking Manager
(707) 463-6075

Sharla was born and raised in Ukiah. She received an Associate’s degree from Mendocino College and a Bachelor of Arts degree from California State University Sacramento. She began her banking career in 1993, spending the first year in Central Services covering several positions prior to moving to the Electronic Banking Department (EBD). In 1997, she received an Accredited ACH Professional Certification, and after holding several positions in EBD she promoted to the Department Manager in 2013. Sharla feels lucky to be part of the Electronic Banking Department’s growth from what was 2 employees offering 3 products, to a department of 9 employees currently offering 12 products: Debit Cards, iTMs/ATMs, TeleBank, Online Banking, BillPay, Remote Deposit Capture, Merchant Bankcard Processing, Wire Transfers, ACH Origination, Mobile Banking, Mobile Deposit and MobiMoney. Her time with the Bank has been an exciting experience and she looks forward to the continued opportunity to offer products and services that are beneficial to our customers.

Portrait photo of Tammy Kuny
Tammy Kuny is shown wearing a black suit jacket during headshot photo.

Tammy Kuny

Vice President
Loan Operations Manager
(707) 462-6613 ext. 1241

Tammy first began her career with Savings Bank in 1983. She and her Loan Operations team make customer service a top priority, providing loan servicing at the Bank. They oversee loan payments and pay-offs, assist customers with billing inquiries, and much more. Tammy enjoys living and working in beautiful Mendocino County and has called it home for more than 40 years.

Portrait photo of Victoria Brittain
Victoria Brittain is shown wearing a black suit jacket during headshot photo.

Victoria Brittain

Customer Support Manager
(707) 462-6613 ext. 1260

Victoria began her career with Savings Bank in 2003 as a Teller at the South Ukiah Banking Center. She has worked in the Lending department as a Loan Secretary and the Compliance department as a BSA Specialist. Victoria now serves as the Customer Support Manager, bringing her wealth of knowledge and expertise to the team. She oversees the many back-office functions of the Bank and is instrumental in managing the Call Center. Beyond her professional endeavors, Victoria is deeply involved with local non-profit youth organizations, dedicating her time to providing enriching activities for the children of our community. Her commitment to both her professional and philanthropic pursuits reflects her unwavering dedication to making a positive impact wherever she goes.

Banking Center Operations

Portrait photo of Donna Gradek
Donna Gradek is shown wearing a black blouse during headshot photo.

Donna Gradek

Vice President
Banking Center Operations Administrator
(707) 462-6613 ext. 1222

Donna began her banking career in 1989. Her favorite aspect of banking is providing exceptional customer service. Her leadership in this area is exhibited on a daily basis by her banking center teams in all nine Savings Bank locations. She enjoys working for the local community bank that is supportive in meeting the needs of our customers. She takes pride in her involvement with local non-profits, local animal shelter and in service projects that support organizations which serve youth locally and provide vital services to our community.

Portrait photo of Susan Walker
Richard Kucz is shown wearing a black suit jacket and pink blouse during headshot photo.

Susan Walker

Assistant Vice President
Banking Center Operations Assistant Administrator
(707) 462-6613 ext. 1218

Susan began her banking career with Savings Bank as a Teller in 1998. She has provided exceptional customer service throughout her career as a New Accounts Representative, Assistant Customer Service Supervisor, Banking Center Manager, Video Banking Center Manager and now as the Banking Center Operations Assistant Administrator. Susan enjoys working for the local community bank, where customers are the focus.