Personal Checking Accounts
Enjoy Convenience With Every Account:
Online Banking, BillPay, Mobile Banking, E-Statements, TeleBank, and Debit MasterCard®
| Checking Accounts | Designed for You | Opening Deposit | Maintenance Fees* | How To Avoid Maintenance Fees |
|---|---|---|---|---|
Go Green! Checking |
…if you choose to go green with E-Statements, Online Banking, BillPay and SBMC Classic Debit Card® | $100 | $9 | $6 waived for 10 purchase transactions made with your debit card. $3 waived if enrolled in E-Statements. |
WorryFree Checking |
…if you choose to use convenient services such as Direct Deposit or Automatic Transfer. |
$100 | $9 | $6 waived for maintaining one of the following:
$3 waived if enrolled in E-Statements |
Regular Checking |
…if you choose to maintain a minimum or average daily balance in your account. |
$100 | $9 | $6 waived for maintaining $600 minimum daily balance or $1,200 average daily balance. $3 waived if enrolled in E-Statements. |
Check & Save |
...if you want to earn interest on your balance while having the flexibility of a checking account. Variable tiered interest rates. See our Current Rates. |
$100 | $12 | $9 waived for maintaining $3,000 minimum daily balance or $6,000 average daily balance. $3 waived if enrolled in E-Statements. |
Senior Checking |
...if you are at least 62 years or older. Free wallet style Specialty Blue checks are available. | $100 | No Fee | No Fee |
Student Checking |
...if you are a high school or college student, at least 16 years old. | $100 | None for the first year | No fee for 1 full year. Thereafter, see Go Green! Checking requirements. |
EconAccount |
...if you write only a few checks each month. | $100 | $3 monthly AND 40¢ per-debit in excess of 5 | None |
Health Savings Account Checking (HSA) |
...if you want a tax-favored savings arrangement for individuals covered by HDHPs. Rules regarding HSAs are complex. Consult your competent tax advisor and your insurance agent on your eligibility. Variable tiered interest rates. |
$100 | $3 monthly | Maintain $2,500 minimum daily balance |
*Maintenance Fees are assessed each statement cycle.