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Personal Checking Accounts

Checking Accounts
Column has the checking account name and description; other columns show opening deposit and fees.
Features Local Choice Checking Local Choice Interest Checking Local Choice 62+ Checking Smart Start Checking
For ages
13 thru 17
HSA Checking
(Health Savings Account)
$5 Opening Deposit No No No No
$25 Opening Deposit No No
$100 Opening Deposit No No No No
Debit MasterCardĀ®
Online Banking*
BillPay No
Mobile Banking*
Mobile Deposit No
E-Statements
TeleBank* (877) 477-1154
ATM Walk-up & Drive-up
iTM Video Teller Walk-up & Drive-up
Variable Tiered Interest Rates No No No
$3 Maintenance Fee.** Waived for minimum $2,500 daily balance. No No No No
$9 Maintenance Fee.** Waived for minimum $2,500 daily balance. No No No No
Free Specialty Blue Checks No No No No
Banzai! Financial Literacy Resources
Coin Machine

*Customers under the age of 18 have view-only access for Online Banking and Mobile Banking and inquire-only for TeleBank.
**Maintenance Fees are assessed each statement cycle.