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Bank Cards

To report a lost or stolen ATM or MasterCard® Debit Card during banking hours call (707) 462-6613. After hours call (800) 528-2273.


Classic Debit MasterCard®

Make purchases worldwide anywhere that MasterCard® is accepted and withdraw cash at any ATM displaying the NYCE or STAR® logos. Make deposits and check balances at any SBMC ATM.


HSA Debit Card

Pay for medical expenses wherever MasterCard® is accepted. Withdraw cash worldwide at any ATM displaying the NYCE and STAR® logos. Make deposits and check balances at any SBMC ATM.


ATM Card

Withdraw cash from your Local Choice or Smart Start Savings Account worldwide at any ATM displaying the NYCE and STAR® logos. Make deposits and check balances at any SBMC ATM.


Consumer Credit Cards

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Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

No matter which card you choose, you'll enjoy important features like:

  • Convenient and Flexible Purchasing Power. Accepted at millions of locations worldwide.
  • Mobile purchasing capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!

Access your account at Cardmember Service


* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.