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Local Emergency Information

PPP Forgiveness

For SBMC PPP borrowers with a loan of $150,000 or less:

On January, 20th the SBA released a new simplified forgiveness application, Form 3508S. With the new form, no supporting documentation is required to be included with your application although borrowers are expected to maintain proof of eligible use of proceeds should the SBA request additional information.

You can find the application at: https://www.sba.gov/document/sba-form-3508s-ppp-loan-forgiveness-form-3508s

Savings Bank is asking all SBMC PPP borrowers who are eligible to use the streamlined form to email PPPForgiveness@savingsbank.com to request a secure link to upload your completed application. Even if you’ve already submitted the previous Form 3508 or 3508EZ, we ask that you complete the new form in order to expedite the forgiveness process.


  • For SBMC PPP borrowers with a loan more than $150,000 the following items are required:
    • Complete Form 3508/EZ/S (PPP Loan Forgiveness Application)
    • 2019 Federal Tax Returns with all supporting schedules
    • Payroll Tax Summary reports for your covered period
    • Bank Statements for your covered period
    • If funds were used for rent/mortgage, utilities, or other eligible uses:
      • Copies of leases, utility invoices, mortgage statements
      • Proof of payment e.g. cleared checks, bank statements

    When you have your completed application and all supporting documentation ready, please email PPPForgiveness@savingsbank.com in order to arrange a secure transfer of files. You may also ask general questions about the forgiveness process here.


    For all other general inquiries about the PPP please email SBAPPP@savingsbank.com.

    Important information for our PPP borrowers 12/7/2020

    To our valued PPP Loan customer;

    On December 1, 2020 the Small Business Administration released public data about Paycheck Protection Program borrowers—specifically, the borrowers’ names, addresses, exact loan amounts and who their PPP lenders were. This was done by court order following lawsuits brought by media organizations seeking the data.

    We want you to know that we, as your bank, did not publicly disclose the data and played no role in the court decision. Our commitment to protect your privacy is paramount, and we follow all applicable laws and regulations.

    Unfortunately, we have heard that some third party businesses are using information from the court-ordered data release to market themselves to PPP customers. These communications may reference our bank’s name and may even imply that we have some kind of relationship. You should be aware that we will communicate directly with you about your PPP loan and the forgiveness process. If you have any doubt, please call us directly.

    As always, our commitment is to the financial well-being of our customers. We appreciate your ongoing partnership.

    Sincerely,
    Scott Yandell
    President and CEO
    Savings Bank of Mendocino County

    COVID-19 Update 11/17/20

    To our valued customers and community;

    We are writing to inform you that Savings Bank of Mendocino County has an employee in a non-customer contact area of the Bank who has tested positive for the COVID-19 virus. The employee is currently isolating and the facility that they work in has been sanitized. All close contacts of this employee have been notified and are quarantining according to guidelines established by the County of Mendocino. The County has been notified and will be conducting contact tracing.

    Since the beginning of the COVID-19 pandemic, our top priority has been the health and well-being of our customers, employees and the communities we serve while continuing to provide banking services. Our team is closely monitoring the COVID-19 developments and taking appropriate measures to provide banking services in a safe manner.

    We have social distancing practices in place, our banking centers are professionally cleaned, and we have enhanced cleaning protocols for commonly touched surfaces. Our employees are informed and urged to follow preventative measures. At the beginning of each workday, our employees perform a self-screening to check for COVID-19 symptoms and discuss their findings with their supervisor. We ask that employees do not come to work if they are experiencing symptoms or have potentially been exposed to COVID-19.

    Savings Bank is well prepared, and our team is closely monitoring local conditions, the recommendations of medical experts and governmental representatives, and we are taking appropriate measures. We will provide updated information on our website and on our Facebook and Instagram pages as necessary.

    As your local community bank, we’re here for our customers, our employees and the community.

    Sincerely,
    Scott Yandell
    President and CEO
    Savings Bank of Mendocino County

    We stand ready to assist our customers: COVID-19

    We want to assure you that Savings Bank of Mendocino County stands ready to assist our customers during this difficult time. Our team is closely monitoring the COVID-19 developments and taking appropriate measures to provide banking services in a safe manner.


    LOANS

    If you are experiencing financial hardship due to COVID-19, please contact a loan officer to discuss your situation. We are here to support our community and we may be able to help.

    ACCESS TO YOUR ACCOUNTS

    We are working to maintain the maximum number of locations, hours and services available to our customers based on our staffing resources. We have social distancing practices in place and are limiting the number of people in the lobby at the same time.For the well-being of all, avoid entering the Bank if you have a cough, shortness of breath or difficulty breathing, fever, chills, muscle pain, sore throat, new loss of taste or smell or if you have potentially been exposed to COVID-19.


    • Lobby open regular hours, Mon-Thu 9:00am - 5:00pm, Fri until 6:00pm
    • Ukiah Main

    • Lobbies open with revised hours, 9:00am – 3:00pm (until further notice)
    • Willits, Laytonville, Fort Bragg, Mendocino and Lakeport

    • Lobbies closed until further notice
    • Hopland, South Ukiah, Redwood Valley

    • Drive-up Interactive Teller Machines, 8am – 5pm M-Th and 6pm Friday
    • Ukiah, Redwood Valley, Willits, Fort Bragg

    • Drive-up Window, open regular business hours
    • Lakeport, Laytonville

    • Walk-up Window, open regular business hours
    • Willits

    • ATMs – Available 24/7
    • Ukiah, Redwood Valley, Willits, Fort Bragg, Mendocino, Lakeport

    • Online Banking
    • www.savingsbank.com

    • Mobile Banking Apps for Apple® and Android® Devices
    • Connect to your accounts anytime, anywhere

    • TeleBank (877) 477-1154
    • Connect to your accounts 24/7

    • Night Depository
    • A secure way to drop off deposits day or night

    • Debit and Credit Cards
    • Use to make purchases with your card instead of using cash

    • By Phone
    • Call a Loan Accounting Representative to make a payment (707) 462-6613 EXT 1240

      Call your local banking center for any other banking needs or questions. Phone numbers are available on our website locations page.


    RESOURCES

    Banking Services and Wellness: COVID-19

    We want you to know that we are taking proactive measures to prepare for Coronavirus (COVID-19). We are closely monitoring developments from the Centers for Disease Control and Prevention, as well as state and local authorities and are aware that COVID-19 has been declared a global pandemic by the World Health Organization.


    Our top priority is the health and wellness of our customers, employees and the communities we serve while continuing to provide banking services. We want to assure you that we have taken precautionary measures to promote good health and wellness.


    Our banking centers are professionally cleaned and we are enhancing our cleaning protocols for commonly touched surfaces. Our employees have been informed and urged to follow basic preventative measures and have been asked to stay home if they or a family member have a fever or have potentially been exposed to COVID-19. To help keep us all well, we ask that customers do the same.


    We have social distancing practices currently in place, which means when you stop by the Bank we’ll greet you with a friendly smile instead of a handshake. We will not be traveling for business to large conferences, classes or trainings and we have put into practice alternatives to meeting in person for large group employee meetings.


    We know that access to your accounts is top priority. Because of this we want to remind you that we offer the latest banking technology. These tools give you the flexibility and convenience to access your accounts without coming into the Bank. Our presence on social media allows customers and the community to connect with the Bank for up to date information from your computer or mobile device. If you haven’t already done so, now is a great time to login to Online Banking, download the mobile app and follow us on Facebook and Instagram.


    • Drive-up Interactive Teller Machines
    • Open from 8am – 5pm Monday through Thursday and until 6pm on Fridays in Ukiah, Redwood Valley, Willits and Fort Bragg.


    • ATMs
    • Available 24 hours a day, 7 days a week. 14 machines to serve you in Ukiah, Redwood Valley, Willits, Fort Bragg, Mendocino and Lakeport.


    • Online Banking, www.savingsbank.com
    • Access your accounts online to transfer money between your accounts, check balances, monitor account activity, view statements, pay bills, person to person payments and more.


    • Mobile Banking Apps for Apple® and Android® Devices
    • Connect to your accounts anytime, anywhere. Deposit checks in a snap, transfer money between your accounts, check balances, monitor account activity and pay bills.


    • Debit and Credit Cards
    • We have options for you if you prefer to use a card instead of cash.


    • TeleBank (877) 477-1154
    • Your telephone can connect you to your accounts 24 hours a day, 7 days a week.


    • By Phone
    • If you would like to speak with a Loan Accounting Representative to make a payment by phone, please call (707) 462-6613 EXT 1240.


      To speak to a bank representative for any other banking needs or questions, please call your local banking center. Phone numbers are available on our website locations page, https://www.savingsbank.com/locations.php


    • Facebook and Instagram
    • Follow us on Facebook and Instagram for the most current information about Bank operations and services as the situation progresses.


      Savings Bank is well prepared and our team is closely monitoring local conditions, the recommendations of medical experts and governmental representatives, and we are taking appropriate measures. We will provide updated information on our website and on our Facebook and Instagram pages as necessary.


      As your local community bank, we’re here for our customers, our employees and the community.


      Scott Yandell

      President and CEO

      Savings Bank of Mendocino County

    Important Local Contact Information

    Office of Emergency Services


    Mendocino County:

    (707) 467-6497

    www.mendocinocounty.org/government/executive-office/office-of-emergency-services


    Lake County:

    (707) 262-4090

    www.lakesheriff.com/About/OES.htm


    Emergency Alerts for Lake and Mendocino Counties:

    The best way to ensure that you receive vital emergency information is to register for both systems (Everbridge and Nixle) and register as many communication methods as possible (cell phones, landlines and email).


    MendoAlert (Everbridge):

    www.mendocinocounty.org/mendoalert


    LakeCoAlerts (Everbridge):

    https://member.everbridge.net/index/892807736729003#/signupt


    Nixle:

    Generally, Nixle is a secondary notification tool which sends notifications via text message to cell phones.

    local.nixle.com/county/ca/mendocino & local.nixle.com/county/ca/lake


    Residents can also register for all notifications affecting their zip code by texting their zip code to 888777 or can register for all Nixle alerts sent in the Mendocino County by texting MendoAlerts to 888777.

    Are You Financially Prepared for a Wildfire?

    Get your finances and property ready in case of a wildfire.

    MAKE A HOME INVENTORY

    Recovery is easier if you have an accurate home inventory. Document the contents of your home before a fire occurs. Use your smartphone to video your belongings. Keep your inventory & photos outside home or in the cloud.

    Tip 1: Video or photograph each room of your home.

    Remember to document drawers and closets.

    Tip 2 :Describe your home's contents in your video.

    Mention the price you paid, where and when you bought the item.

    Tip 3: Remember to note important or expensive items.

    Video your electronics, appliances, sports equipment,TVs, computers, tables.

    Tip 4: Save receipts for major purchases.

    Store key documents in the cloud or fireproof case. Keep home inventory offsite or in the cloud.

    Tip 5: Video the garage.

    Don’t forget to video or photograph what is inside your garage.

    REMEMBER THE SIX "P'S"

    Keep these six “P’s” ready in case immediate evacuation is required:

    People and Pets

    Papers, phone numbers and important documents

    Prescriptions, vitamins and eyeglasses

    Pictures and irreplaceable memorabilia

    Personal computer hard drive and disks

    Plastic (credit cards, debit cards, ATM cards) and cash

    INSURANCE

    A home is generally your largest asset. Protect it. Insurance is the critical back-up plan enabling you to rebuild your home after a wildfire. Federal catastrophe grants are not enough to rebuild a home. Make sure your family’s financial safety net is in place, in case disaster strikes.

    Follow these tips as part of your Ready, Set, GO! wildfire preparedness plan:

    Tips 1: Conduct an Annual Insurance Check Up

    Call your agent or insurance company annually to discuss your policy limits and coverage. Make sure your policy reflects the correct square footage and features in your home. Consider purchasing building code upgrade coverage.

    Tips 2: Know What Your Policy Covers

    The details matter. Understand if you have a replacement cost policy that pays to replace all your items at current market price or an actual cash value policy that takes depreciation into account and pays less for aged items.

    Tips 3: Update Your Policy to Cover Home Improvements

    If you make home improvements, be sure to call your agent or company to update your coverage. Make sure your insurer knows about the changes, so the new countertops, floors or room are covered if you must rebuild.

    Tips 4: Maintain Insurance

    If your home is paid off, be sure to maintain homeowner insurance. Without insurance, do you have the money to rebuild your home? Check with loved ones whose homes are paid off to be sure they continue to carry homeowner insurance.

    Tips 5: Get Renters Insurance

    Renters can lose everything in a fire and be left to start over. Many insurers bundle renters insurance coverage with an auto insurance policy at affordable prices.

    Emergency Preparedness Resources

    Ready.gov

    Find information on the following: active shooter, attacks in public places, cybersecurity, earthquakes, emergency alerts, extreme heat, floods, home fires, household chemical emergencies, hurricanes, landslides & debris flow, pandemic, power outages, severe weather, extreme cold, thunderstorms & lightning, volcanos and wildfires. www.ready.gov

    CAL FIRE

    For checklists and to learn what to do before a wildfire strikes and what to do before, during and after evacuations: www.readyforwildfire.org

    Fire-Resistant Landscaping: www.readyforwildfire.org/Fire-Resistant-Landscaping/

    Defensible space for your home: www.readyforwildfire.org/defensible-space

    FEMA

    Access FEMA’s National Preparedness Resource Library and information on: national planning frameworks, dam safety, floods, hurricanes and recovery resources. www.fema.gov