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Local Emergency Information

PPP Forgiveness

On July 28th, 2021 the U.S. Small Business Administration authorized a direct forgiveness process for any Paycheck Protection Program (“PPP”) borrower in order to streamline submissions of forgiveness applications.

Specific information on this process can be found at the SBA’s website: https://www.sba.gov/document/policy-guidance-ppp-interim-final-rule-covid-revenue-reduction-score-direct-borrower-forgiveness-process-appeals

Savings Bank of Mendocino County has elected to opt-in to the direct borrower forgiveness process which means PPP borrowers will have a single secure location for borrowers with loans of $150,000 or less to apply for loan forgiveness through the Platform using the electronic equivalent of SBA Form 3508S. Upon receipt of notice that a borrower has applied for forgiveness through the Platform, SBMC will review the loan forgiveness application and issue a forgiveness decision to the SBA inside the platform.


Please note, borrowers will continue to submit loan forgiveness applications to SBMC, rather than through the Platform, under the following circumstances:

  • The PPP loan amount is greater than $150,000
  • The borrower does not agree with the data as provided by the SBA system of record, or cannot validate their identify in the Platform (for example, if there is an unreported change of ownership); or
  • For any other reason where the Platform rejects the borrower’s submitted forgiveness application.

In any of these instances, please email PPPForgiveness@savingsbank.com so we can work with you to ensure submission of your PPP forgiveness application.

Important information for our PPP borrowers 12/7/2020

To our valued PPP Loan customer;

On December 1, 2020 the Small Business Administration released public data about Paycheck Protection Program borrowers—specifically, the borrowers’ names, addresses, exact loan amounts and who their PPP lenders were. This was done by court order following lawsuits brought by media organizations seeking the data.

We want you to know that we, as your bank, did not publicly disclose the data and played no role in the court decision. Our commitment to protect your privacy is paramount, and we follow all applicable laws and regulations.

Unfortunately, we have heard that some third party businesses are using information from the court-ordered data release to market themselves to PPP customers. These communications may reference our bank’s name and may even imply that we have some kind of relationship. You should be aware that we will communicate directly with you about your PPP loan and the forgiveness process. If you have any doubt, please call us directly.

As always, our commitment is to the financial well-being of our customers. We appreciate your ongoing partnership.

Sincerely,
Scott Yandell
President and CEO
Savings Bank of Mendocino County

Banking Services and Wellness: COVID-19

We want to assure you that Savings Bank of Mendocino County stands ready to assist our customers during the pandemic.


Savings Bank follows strict protocols to protect customers, employees and the communities we serve. Our team closely monitors the Covid-19 developments and the recommendations of medical experts and governmental representatives, and we are taking appropriate measures to provide banking services in a safe manner.


For the well-being of all, we ask that you avoid entering the Bank if you have been exposed to Covid-19 or have potentially been exposed or have symptoms.


ACCESS TO YOUR ACCOUNTS

We know that access to your accounts is top priority. Because of this we are working to maintain the maximum number of locations, hours and services available to our customers based on staffing resources. We also offer the latest banking technology. These tools give you the flexibility and convenience to access your accounts without coming into the Bank.


  • Lobby closed until further notice: Hopland Banking Center

  • Drive-up Interactive Teller Machines, M-Th 8am – 5pm, Fri until 6pm and Sat 9am – 2pm
  • Ukiah, Redwood Valley, Willits, Fort Bragg


  • Drive-up Window, open regular business hours
  • Lakeport, Laytonville


  • ATMs – Available 24/7
  • Ukiah, Redwood Valley, Willits, Fort Bragg, Mendocino, Lakeport


  • Online Banking
  • www.savingsbank.com


  • Mobile Banking Apps for Apple® and Android® Devices
  • Connect to your accounts anytime, anywhere


  • TeleBank (877) 477-1154
  • Connect to your accounts 24/7


  • Night Depository
  • A secure way to drop off deposits day or night


  • Debit and Credit Cards
  • Use to make purchases with your card instead of using cash


  • By Phone
  • Call a Loan Accounting Representative to make a payment (707) 462-6613 EXT 1240


    Call your local banking center for any other banking needs or questions. Phone numbers are available on our website locations page.


RESOURCES

Important Local Contact Information

Office of Emergency Services


Mendocino County:

(707) 467-6497

www.mendocinocounty.org/government/executive-office/office-of-emergency-services


Lake County:

(707) 262-4090

www.lakesheriff.com/About/OES.htm


Emergency Alerts for Lake and Mendocino Counties:

The best way to ensure that you receive vital emergency information is to register for both systems (Everbridge and Nixle) and register as many communication methods as possible (cell phones, landlines and email).


MendoAlert (Everbridge):

www.mendocinocounty.org/mendoalert


LakeCoAlerts (Everbridge):

https://member.everbridge.net/index/892807736729003#/signupt


Nixle:

Generally, Nixle is a secondary notification tool which sends notifications via text message to cell phones.

local.nixle.com/county/ca/mendocino & local.nixle.com/county/ca/lake


Residents can also register for all notifications affecting their zip code by texting their zip code to 888777 or can register for all Nixle alerts sent in the Mendocino County by texting MendoAlerts to 888777.

Are You Financially Prepared for a Wildfire?

Get your finances and property ready in case of a wildfire.

MAKE A HOME INVENTORY

Recovery is easier if you have an accurate home inventory. Document the contents of your home before a fire occurs. Use your smartphone to video your belongings. Keep your inventory & photos outside home or in the cloud.

Tip 1: Video or photograph each room of your home.

Remember to document drawers and closets.

Tip 2 :Describe your home's contents in your video.

Mention the price you paid, where and when you bought the item.

Tip 3: Remember to note important or expensive items.

Video your electronics, appliances, sports equipment,TVs, computers, tables.

Tip 4: Save receipts for major purchases.

Store key documents in the cloud or fireproof case. Keep home inventory offsite or in the cloud.

Tip 5: Video the garage.

Don’t forget to video or photograph what is inside your garage.

REMEMBER THE SIX "P'S"

Keep these six “P’s” ready in case immediate evacuation is required:

People and Pets

Papers, phone numbers and important documents

Prescriptions, vitamins and eyeglasses

Pictures and irreplaceable memorabilia

Personal computer hard drive and disks

Plastic (credit cards, debit cards, ATM cards) and cash

INSURANCE

A home is generally your largest asset. Protect it. Insurance is the critical back-up plan enabling you to rebuild your home after a wildfire. Federal catastrophe grants are not enough to rebuild a home. Make sure your family’s financial safety net is in place, in case disaster strikes.

Follow these tips as part of your Ready, Set, GO! wildfire preparedness plan:

Tips 1: Conduct an Annual Insurance Check Up

Call your agent or insurance company annually to discuss your policy limits and coverage. Make sure your policy reflects the correct square footage and features in your home. Consider purchasing building code upgrade coverage.

Tips 2: Know What Your Policy Covers

The details matter. Understand if you have a replacement cost policy that pays to replace all your items at current market price or an actual cash value policy that takes depreciation into account and pays less for aged items.

Tips 3: Update Your Policy to Cover Home Improvements

If you make home improvements, be sure to call your agent or company to update your coverage. Make sure your insurer knows about the changes, so the new countertops, floors or room are covered if you must rebuild.

Tips 4: Maintain Insurance

If your home is paid off, be sure to maintain homeowner insurance. Without insurance, do you have the money to rebuild your home? Check with loved ones whose homes are paid off to be sure they continue to carry homeowner insurance.

Tips 5: Get Renters Insurance

Renters can lose everything in a fire and be left to start over. Many insurers bundle renters insurance coverage with an auto insurance policy at affordable prices.

Emergency Preparedness Resources

Ready.gov

Find information on the following: active shooter, attacks in public places, cybersecurity, earthquakes, emergency alerts, extreme heat, floods, home fires, household chemical emergencies, hurricanes, landslides & debris flow, pandemic, power outages, severe weather, extreme cold, thunderstorms & lightning, volcanos and wildfires. www.ready.gov

CAL FIRE

For checklists and to learn what to do before a wildfire strikes and what to do before, during and after evacuations: www.readyforwildfire.org

Fire-Resistant Landscaping: www.readyforwildfire.org/Fire-Resistant-Landscaping/

Defensible space for your home: www.readyforwildfire.org/defensible-space

FEMA

Access FEMA’s National Preparedness Resource Library and information on: national planning frameworks, dam safety, floods, hurricanes and recovery resources. www.fema.gov