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Personal Loan

Savings Bank offers unsecured personal loans to meet your individual needs.

Account Details

  • Fixed interest rate
  • Payments fully amortized over term
  • $100 origination fee
  • No collateral required
  • Terms up to 60 months based on loan amount

Rate Details

Minimum Loan Amount APR (ANNUAL PERCENTAGE RATE) as low as: Interest Rate as low as: Term
$2,500 15.47% 11.49% Up to 24 Months
$5,000 12.36% 10.99% Up to 36 Months
$7,500 11.19% 10.49% Up to 48 Months
$10,000 10.42% 9.99% Up to 60 Months

Questions? Call us at (707) 462-6613 or email at inquiries@savingsbank.com

Disclosures

Minimum Loan Amount
Loan amounts below $2,500 will be considered on a case by case basis.

Interest Rate
Rates shown are effective as of December 3, 2022 and are subject to change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. Typical Payment Example: A $10,000 loan with a $100 origination fee, at an APR of 10.42%, with an interest rate of 9.99%, would be repayable in 60 monthly payments of $214.55.

Credit Approval
Loans are subject to credit approval.