Personal Loan
Savings Bank offers unsecured personal loans to meet your individual needs.
Account Details
- Fixed interest rate
- Payments fully amortized over term
- $100 origination fee
- No collateral required
- Terms up to 60 months based on loan amount
Rate Details
| Minimum Loan Amount | APR (ANNUAL PERCENTAGE RATE) as low as: | Interest Rate as low as: | Term |
|---|---|---|---|
| $2,500 | 15.98% | 11.99% | Up to 24 Months |
| $5,000 | 12.87% | 11.49% | Up to 36 Months |
| $7,500 | 11.70% | 10.99% | Up to 48 Months |
| $10,000 | 10.92% | 10.49% | Up to 60 Months |
Questions? Call us at (707) 462-6613 or email at inquiries@savingsbank.com
Disclosures
Minimum Loan Amount
Loan amounts below $2,500 will be considered on a case by case basis.
Interest Rate
Rates shown are effective as of December 21, 2024 and are subject to
change without notice. APR is based on the amount you finance, the term (length) of your contract and our evaluation of your credit history. Typical Payment Example: A $10,000 loan with a $100 origination fee, at an APR of 10.42%, with an interest rate of 9.99%, would be repayable in 60 monthly payments of $214.55.
Credit Approval
Loans are subject to credit approval.